Tips for Buying a Cabin or Cottage in 2021

August 27, 2021

Real estate can be a significant investment. If you’re considering purchasing a cabin or cottage, whether for year-round use or as a vacation home, there are several things to keep in mind. Use these tips on how to buy a cabin to make the best investment decisions.

Top factors
Before you choose a cabin, consider four crucial aspects:

  • Personal appeal: How does the cabin feel? You want to feel at home in the space and comfortable in the surroundings, so you’ll want to spend time there.
  • Local weather: Do you plan to visit your cabin during different times of the year? If so, visit the area in different seasons to make sure the location is the right one for you.
  • Amenities: What amenities are important to you? Do you want a waterfront cottage? Do you prefer seclusion or quick access to civilization? Look for a cabin or cottage that offers the amenities you seek.
  • Taxes and insurance: Keep in mind that cabins near the water may come with additional insurance costs. Certain municipalities also have higher taxes than others. Check into these costs before you choose a property.
  • Additional costs
    If you’re considering how to buy a cottage, it’s important to account for the costs involved above and beyond the price of the property:

  • Access: Is the property accessible year-round? Will you need to pay for plowing in the winter? Will you need to cover the cost of paving a long driveway?
  • Winter: If you don’t plan to use the cabin during the winter season, you will need to winterize the property. This may involve an extra trip to the property, or you may need to pay someone to ensure the property is winterized or monitored during the offseason.
  • Water: Does the cabin use a septic system? If so, this must be maintained. This will involve partnering with a septic company to inspect and clean the system on a regular basis.
  • Maintenance: Consider costs of general upkeep, homeowners association fees and lakefront maintenance costs. There are also costs associated with furnishing the property and transportation to and from the cabin. Be sure to budget for all of these costs as you consider when and how to buy a cabin.
  • Renovations
    If you are looking for budget-friendly cabin options, you may want to consider properties that need a little TLC. You can partner with a renovation specialist to quickly and affordably make a few repairs that can transform the space. With the right remodeling, you could have your dream cabin in no time, and for a lot less than other cabins may cost.

    Create your dream cabin
    For over 30 years, the team at Coyote Hollow Construction has dedicated its time and energy to delivering beautiful, skillful home renovations. Our expertise ranges from certified lead renovations to bathroom remodels, kitchen remodels, insulated concrete and much more. We have a reputation for attention to detail, integrity and skillful execution of our projects. Call now to schedule a free consultation and discover how we can make your dream cottage a reality.

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